Welcome to a unique in-town property that offers not only gorgeous harbor views, but also incredible potential as either a single-family home or as a multifamily property with three distinct living units, including two separate apartments. The main living area features a generous layout w/comfortable spaces - a well-appointed kitchen, cozy living/dining areas & 3 bedrooms. The two apartments, both with private entrances, provide excellent opportunities for rental income or guest accommodations, ensuring privacy while still allowing access to shared amenities. With ample bedrooms & bathrooms, this property is ideal for multi-generational living or investment. Located in a desirable area, you're just steps from the harbor & local restaurants.